Start smart, Start Finance
The loan you want.
Without the bank
runaround.
Melbourne mortgage brokers with thousands of loan products from 40+ lenders. We find the right one, handle the paperwork and keep you in the loop – 100% online, or in person if you prefer.
- Fast online platform
- Boost low credit scores
- Thousands of loan products
Status
Loan approved
5,000+
loan products compared
$1,000
settlement bonus*
We offer you what the banks won't
With our personalised attention, flexible terms and customised loan options – anyone can Start Finance.
Skip the queue
With the use of our technology and 100% online process, we'll push your application through faster – so you don't have to wait in line.
Step 1
Pick your perfect loan match
Step 2
Chat it up with our friendly loan specialists!
Step 3
Seal the deal – accept your loan proposal
Step 4
Apply online, without all the paperwork
Step 5
Congrats! You have been approved for your loan
Step 6
Ka ching! Settlement is just around the corner
What we do
5,000+ loan products. 100% online.
Who we are
Fast and easy digital loan service.
Why we do it
Save time. Save money.
Anyone can Start Finance
At Start Finance we believe loans should be stress-free and accessible to all. We take the time to understand your needs and find a loan that's right for you – then keep you informed at every step through to settlement.
Get to know Start FinanceDo yourself a solid
Help yourself by choosing the trusted finance provider for young Australians and take away the uncertainty.
Faster process
Our automations and data collection method make choosing a product easier, and our experts handle the finer details.
100% online – no paper wasted!
Just like you, Start Finance cares about the environment. We aim to be 99% paperless.
Thousands of loan products
Whether you need a loan for a car, a house, or to start your dream business, we've got the perfect match for you.
Finance your way
Do the whole thing online, in person or over the phone – we work around your schedule.
Know your data is safe
Rest assured we use the latest financial technology so you can be confident your data is secure.
Get cash back
$1,000 settlement bonus on eligible loans that start online. By leveraging technology we've kept costs down – and we pass the savings back to you.*
Our services
Refinancing
Buying
InvestingStart Finance calculators
Want to calculate repayments, borrowing power, stamp duty or savings? Use our calculators and print your results.
Let's do it
What do our customers reckon?
“So up-to-date on current markets… very helpful, great advice.”
Annette
Melbourne, VIC
“A fast and simple process! I was up to date every step of the way.”
John
Melbourne, VIC
“Great service, simple and responsive. Very happy with the guys at Start Finance.”
Brendan
Perth, WA
Got questions?
View all FAQs →Most lenders will let you borrow an amount whose repayments – assessed at your interest rate plus a 3% buffer – fit comfortably inside your income after living expenses and existing debts. For many households that lands between 4 and 6 times gross annual income, but it varies a lot with dependants, credit card limits and how your income is paid.
Use our Borrowing Power Calculator for an instant estimate, then talk to us – different lenders assess the same income very differently, and we know which ones will look most favourably at your situation.
Present you, future phew
Thank yourself later and get started with our online and simple process today.